Ideas and Updates

Questions Lenders Will Ask

By MicahOctober 21, 2018

As a liaison to hundreds of clients, my first question is always the following: What can we leverage? We always therefore want to know: – What’s your industry? – Is there any collateral? Do you even know what there is to collateralize? – What’s your FICO? – What type and amounts of debt do you […]

Business Line of Credit vs Term Loan

By MicahOctober 21, 2018

Do you know the the difference between a business line of credit and a business loan when should you use one over the other? The next time your business has the needs to borrow you need to know exactly what product is appropriate for you. First off let’s define these products. A business loan is […]

Alternative to PayPal Working Capital

By MicahOctober 22, 2018

If you have been using PayPal for some time, you have probably been made aware of, or even have been offered, a business loan from PayPal. It’s an efficient way to bypass the bank, especially for the unbankable, and if your business uses PayPal, it’s a good investment for a fast injection of capital. They offer […]

Building Business Credit

By MicahOctober 17, 2018

Types of Loan Consolidation

By MicahOctober 23, 2018

Here are some scenarios we have found worked for our clients in the past…. 1. Use Real Estate We work with even the unbankable. A corporate client has had several defaults with lenders, and credit is in the dumps. We arranged a loan that used existing equity on their personal home that changed their large […]

Amazon Loan Alternatives

By MicahOctober 25, 2018

An Amazon Loan is a fantastic tool. Easy paybacks, quick turn-around, revolving around your inventory, and no other collateral is needed. Sometimes, however, the typical Amazon seller wants to purchase more inventory. Let’s speak about how…. 1. Term Loan or Cash Advance Very often, the turn-around time to see Return on Investment to an online […]

Personal or Business 0 APR Card?

By MicahOctober 21, 2018

If you’re aiming to get a series of 0 APR credit cards with American Business Funders help, it’s worthwhile knowing the differences between the two types, and advantages and disadvantages of using each one between them. There are two types of credit cards – PERSONAL credit cards and BUSINESS credit cards. 1. Reporting to Personal […]

On Loan Consolidation

By MicahDecember 14, 2016

Consolidations replace existing debt or advances with new, smarter debt in order to manage your payments to high-interest lenders, either through paying off your funders that you’re paying daily for monthly payments or a Line of Credit with collateral, or lowering your daily payments and freeing up cash-flow. While a merchant cash advance is a […]

What is a Line of Credit?

By MicahAugust 30, 2018

A line of credit is the best version of working capital. Term loans are only good for specific business purposes and purchases. Let’s first talk about the amounts. While a term loan offers higher amounts and perhaps a longer term and therefore lower monthly payments, it’s so much debt up-front that who knows what type […]

Construction Factoring – General Contractors and Sub-Contractors

By MicahNovember 3, 2019

Startup Capital for Contractors

By MicahNovember 10, 2019

Can I Factor a Government Contract? The correct answer is: We can get you startup, mobilization capital, exactly what you want, but you didn’t ask the correct question. Why Can’t I Factor it? Factoring is a particular type of financing using your invoices as collateral towards a line of credit. However, factors are only purchased […]

How to Make Your Investment Property a Truly Successful Investment

By MicahApril 8, 2021

Guest post from Natalie Jones at Home Owners Bliss How to Make Your Investment Property a Truly Successful Investment Investment property is exactly that—an investment. And like all investments, you will want to make sure that it brings great returns for it to be a worthwhile one. An almost surefire way to do so is […]

Important Pros and Cons to Consider Before Purchasing a Rental Property

By MicahMay 23, 2021

Purchasing a rental home can be a great way to enter the real estate investment market and begin building wealth. However, as with most things, it comes with its advantages and disadvantages.

6 Tips for Improving the Financial Health of Your Business

By MicahAugust 25, 2022

6 Winning Practices That Bring Healthy Cash Flow to Your Business

By MicahMarch 29, 2022

Guest Post by Suzie Wilson at Happier Home Cash flow is the life force of your small business. Even though it only provides a projection of growth and stability, these numbers can often be sufficient to show you where the company is doing fine and where you’re going wrong. Some entrepreneurs can even turn substantial […]