General Questions

We will always ask you for your story before beginning.  What’s your FICO?  What’s your collateral?  What’s your business type?  There are a million combinations and permutations for how you run your business – we are in the business to help your business grow and have ROI, not to sell you money over the phone.

Generally speaking, yes.

We have refinanced clients with millions of dollars of debt using AR and real estate as collateral, we have added debt to those in need of high-risk capital. We find the solution for you, to help your business get to the next stage.

Please come to us as fast as you can.  We have funded clients within a 4 hours tie window, but larger loans, especially ones with collateral, take time to close.

About an ABF Loan

Lines of credit for all credit levels, Traditional Term Loans, SBAs, Real estate loans, Fix and Flip financing, Hard money loans, Inventory and Equipment financing, Merchant Cash Advances

We are here to find a solution that you like, and will help your business realize its potential.  Most other companies are selling only one product, and it’s expensive.  We are creative with our options, and we won’t ruin your credit just by asking.

After You Apply

Depending on the type of loan you are requesting, we can fund in as little as 2 hours.

For a Line of Credit, we aim to get as large an approval that you can, and you pay for only what you draw.
If you’re looking for a term loan, please arrange a time to discuss how we can help you.

Offer in Hand

Approvals are good for up to 30 days. Closing may take from 4 hours to 30 days, depending on the type of loan you have applied for.  Our sweet spot is in loans that can close within about 3 business days.

We can arrange financing with you as long as any ONE of the following is true:
– An existing business with at least $10,000 in gross revenue per month and been in business at least 3 months
– You have a personal guarantor with at least a FICO of 680+
– You have good collateral, in the form of real estate or A/R

We can arrange weekly or monthly payback periods

Generally up to 30 days, to allow for closing.

After You're Apporved

For business loans, allow up to 24 hours to receive funding to your bank account.

For real estate loans, please allow up to 30 days to close.  Unlike a bank, once you’re approved, it’s a very quick process.

It depends on your business type, and what type of financing you’ve accepted.  Generally, someone approved for a little can get a lot.