Together, let's beat the banks.

Creative solutions for all levels of credit. Whether you're an experienced investor looking for a credit line for real estate investing, a startup looking for capital, or an existing business with battle-scared credit, let our consultants match you with the right solution for you.

Solutions for all Industries, No Minimum Credit Score, No Up-Front Fees



Unsecured Credit Lines and Start-up Capital

Propel yourself to wealth with other people's money, over and over again. Borrow whenever you need to, pay back only when you want to. Qualify for up to an unsecured credit line of up to $300,000, with or without a business. Good credit? Rates start at 0 APR for up to 24 months.

Secured Credit Line

Secured Credit Lines

Asset-based credit lines, Real estate interest-only payments, Factoring, Credit line secured by your A/R. Collateralize the parts of your business and assets you didn't know were possible and get a revolving line of credit towards for added liquidity and business growth.

N.I.N.J.A. Real Estate Loans

Banks are the place you go for money when you can prove that you don't need it. We understand your frustration. We help get you N.I.N.J.A. (No Income, No Job or Assets) loans on real estate, a Flip & Fix Credit Lines, or bridge hard money loans. 30-year amortization, fixed rates starting from 6.99%. Get approval in as little as 3 hours from when you submit your property and credit report to us!

Fix and Flip Rehab loan

Flip & Fix Real Estate Line of Credit

Up to 85% of the purchase and rehab costs on any fix & flip project you might have. Close within 3 weeks, interest-only payments for up to 18 months. Loans available on any SFH (1-4 units) and Multifamily (5+). Do you have lots of experience? Secure a $5 million line, with rates as low as 6.99%, draw and have funds within 8 days!

Credit Repair

If you've tried hard in business, someone or something has been in your way. You might have fallen and are ready to pick up the pieces. The time has come to break from your past and build your future. 60 days to better credit, one fixed price.

Cash Loan NOW

Tap Your Future. $5,000-$2,000,000 in as little as 48 hours.  100% cash funding, 6-24 months flexible repayment plan. Daily, Weekly or Monthly Payment Plans, based on your plan and eligibility. This is a revolving facility, so you can rely on funds again and again. 6 month minimum business history. NO MINIMUM CREDIT SCORE!

Merchant Cash Advance Consolidation

If you have assets, just switch products!  Alternatively, lower your daily payments and get a longer term and work with weekly payouts.  DON'T DEFAULT - DON'T SWEAT - CONSOLIDATE!


Get the Ball Rolling!

We have a simple four-step process


Find the appropriate funding solution for your business. Free consultation to match you to the right funding source.


Each program has its unique application process. Have an offer in as little as 3 hours!


We match you with a lending solution. Approval in as little as 48 hours. After contract, we submit your file for funding.


Start building your empire on other people's money. Rule your future, and build your dream!



48 hours for 100% cash funding

6-36 months flexible repayment plan

Daily, Weekly or Monthly Payment Plan

6 month minimum business history

NO minimum credit score

Apply Now


Up to $400,000 credit line

2-6 week process, not all in cash

12-24 months of zero percent (0%) interest

Small monthly payments until 0 APR period ends

Suitable for personal use or business capital

Good to Excellent credit history

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No Reserve

All Industries Served and No Credit Check

Credit Card Processing with no charge-back risk

On-shore accounts, money available immediately

Take payment and set monthly payments over the phone

Apply Now

American Business Funders would love to hear from you.